MERCHANT PROCESSING

Solutions for High-Risk and Low-Risk Merchants

A leader in merchant account solutions, SAC has developed a strong reputation for providing reliable merchant services to a wide range of High-risk and Low-risk businesses including but not limited to adult, dating, health & beauty, CBD, forex, cryptocurrency and many more. Most processing solutions intentionally make life difficult for high-risk merchants, especially when it comes to price. SAC always strives to ensure that pricing is transparent so that there are no surprises when viewing your month-end processing statement.

We will consult and negotiate on your behalf, ensuring your business begins accepting payments, maintains its merchant account, and maximizes approval ratios based on your target customer base. For us, merchant account approval is just the beginning and we are here to ensure that your accounts are performing as they should be.

Merchant processing solutions, also known as payment processing solutions, refer to the services and technologies that enable businesses to accept and process payments from customers, particularly through electronic channels. These solutions play a crucial role in facilitating transactions, improving efficiency, and ensuring secure and reliable payment processing. Here are key components and features of merchant processing solutions:

Payment Processing:

Credit Card Processing: Enables businesses to accept payments via credit cards, allowing customers to make purchases using their credit or debit cards.
Debit Card Processing: Similar to credit card processing but involves debiting funds directly from the customer's bank account.

Point of Sale (POS) Systems:

Hardware: Includes terminals, card readers, and other devices that facilitate card transactions.
Software: POS software manages transactions, inventory, and often integrates with other business operations.

Online Payment Gateway:

Facilitates online transactions by securely transmitting payment information between the website or online store and the payment processor.
Ensures the security of sensitive payment data through encryption and other security measures.

Mobile Payment Solutions:

Allows businesses to accept payments through mobile devices, such as smartphones and tablets.
Mobile wallets, QR code payments, and contactless payments are common features.

E-commerce Integration:

Integration with online shopping carts and e-commerce platforms for a seamless and secure online payment experience.

Virtual Terminal:

Allows businesses to manually process card-not-present transactions, such as phone or mail orders, through an online interface.

Security and Compliance:

Adherence to Payment Card Industry Data Security Standard (PCI DSS) to protect customer payment data.
End-to-end encryption and tokenization to enhance transaction security.

Multi-Currency Support:

Enables businesses to accept payments in various currencies, expanding their reach to international customers.

Reporting and Analytics:

Having a big sale, on-site celebrity, or other event? Be sure to announce it so everybody knows and gets excited about it.

Customer Support:

Responsive customer support to address issues, provide assistance, and ensure the smooth operation of payment processing.

Settlement and Funding:

Timely settlement of funds into the merchant's bank account after successful transactions.

Fraud Prevention:

Utilizes fraud detection tools and algorithms to identify and prevent fraudulent transactions.

SAC Financial - Merchant Library

SAC - Apple Pay Sales Sheet (pdf)

MERCHANT PROCESSING SOLUTIONS

Providing Industry-Leading High Risk AND LOW RISK Merchant Services